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A Word To First Time Buyers
Though few people buy enough properties in a life-time to
get a tight grasp on the process, first-time homebuyers are
especially baffled by the steps they must go through. Many
times, I have seen buyers almost throw in the towel and give
up. But when it is all said and done, they're so glad they
waded through the mountains of paperwork, questions, and hassle.
Sometimes it is hard not to take some of the questions too
personal, but when your realize it is just the system and
that everyone goes through the same thing, it is easier to
understand and accept.
If you are in the market or if you are heading for your first
home purchase, take a look at these pointers and maybe they
will make your transaction less difficult and easier to follow:
1) Find a GURU in the Real Estate
field
Look for someone that doesn't just sell homes, but educates
and helps people understand -- someone that will respond to
your questions and listen conscientiously to your comments.
Here at Sunrise Properties, we understand this is not something
to take lightly. It is a major investment and one that can
change your life completely. We want you to be as comfortable
as possible throughout the transaction and we want you to
feel like you are the one in control -- Because you are!
2) Find a mortgage lender that will listen
and be willing to answer all your "silly" questions
No one expects you to understand how to take out a home loan.
Do not be afraid to ask questions. I always say "There
are no stupid questions, only stupid answers." Make sure
you feel comfortable with your realtor, your mortgage company
and the house you are about to purchase. There is no need
to settle for less... You don't have to.
Becoming prequalified for a loan is a great idea and is not
a costly or lengthy process. Ask around at work, church and
friends. If you are new to the area, ask around town. Others
can probably recommend realtors and mortgage companies to
use or sometimes not to use.
We understand that there are a lot of emotions going on when
a home is being purchased -- especially for the first time
home buyer. There is excitement, fear, stress and happiness.
We try to work with you as close as possible to share your
excitement and happiness and try to lessen the fear and stress
for you. And just remember .... When you take the key out
of your pocket and unlock the door of your new home, you know
it was worth it all.
Good luck and best wishes on your new home!!
Sunrise Properties of Texas
Marilyn A. Phillips
Meeting all your real estate needs with Honesty and Integrity
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